:root{--ink:#172e28;--paper:#f5f3ec;--muted:#51635c;--line:#d6d9ca;--lime:#e2e8bb}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-underline-offset:5px}a:hover{color:#416856}a:focus-visible,summary:focus-visible{outline:3px solid #547c54;outline-offset:5px}header,main,footer{max-width:1320px;margin:auto}header{padding:28px 48px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line)}.brand{font-size:18px;letter-spacing:3px;font-weight:700;text-decoration:none;white-space:nowrap}.brand span{font-family:Georgia,serif;font-style:italic;font-size:24px;font-weight:400;letter-spacing:0}nav{display:flex;gap:32px;align-items:center;font-size:14px}nav a{text-decoration:none}.nav-cta{border-bottom:1px solid var(--ink);padding-bottom:4px}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:70px;padding:85px 48px 90px;align-items:center}.eyebrow{display:block;font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;margin-bottom:22px}h1,h2,h3{line-height:1.12;font-weight:400;letter-spacing:-1.8px;font-family:Georgia,'Times New Roman',serif}h1{font-size:clamp(42px,4.5vw,66px);margin:0 0 28px}h2{font-size:40px;margin:0 0 22px}h3{font-size:27px;letter-spacing:-.7px}.lead{font-size:19px;color:var(--muted);line-height:1.65;max-width:640px}.hero .lead{margin-bottom:34px}.button{display:inline-flex;align-items:center;gap:22px;background:var(--ink);color:#fff;text-decoration:none;padding:15px 22px;font-size:14px}.button:hover{background:#355347;color:white}.text-link{display:inline-block;margin:16px;font-size:14px}.small{font-size:12px;color:var(--muted)}.hero .small{margin-top:26px}.diagram{background:#e6e8db;padding:32px 36px;border:1px solid #d6dbc9}.diagram-top{display:flex;justify-content:space-between;font-size:9px;letter-spacing:1px;margin-bottom:25px}.paper{background:#fbfaf4;padding:28px;border:1px solid var(--line);box-shadow:8px 8px 0 #d5d9c9}.paper span{font-size:10px;letter-spacing:1.5px}.paper strong{display:block;font:44px/1.08 Georgia,serif;font-weight:400;margin:20px 0}.paper p{font-size:12px;color:var(--muted)}.connector{text-align:center;font-size:22px;margin:10px}.diagram-row{display:flex;gap:25px;background:#f6f6ed;padding:15px 20px;font-size:13px}.diagram-row span{font-size:10px}.diagram-row strong{font-weight:400}.accent{background:var(--ink);color:var(--lime)}.intro{border-top:1px solid var(--line);padding:65px 48px 20px;display:grid;grid-template-columns:1fr 1fr;column-gap:70px}.intro .eyebrow{grid-column:1/-1}.intro p{margin:0;color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;padding:25px 48px 70px}.steps>div{border-top:1px solid var(--line);padding-top:24px}.steps span{font-size:11px}.steps p,.note p{color:var(--muted);font-size:14px}.notes-section{padding:60px 48px;background:#eeeee3}.section-title{display:flex;justify-content:space-between;align-items:center;gap:25px}.section-title a{font-size:14px;white-space:nowrap}.notes{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;padding:32px 48px 65px}.notes-section .notes{padding:15px 0 0}.note{display:block;border-top:1px solid #a9b3a5;padding-top:25px;text-decoration:none}.note h3{margin:10px 0 20px}.note>span:last-child{font-size:12px}.cta{margin:65px 48px;padding:44px;background:var(--ink);color:var(--paper);display:grid;grid-template-columns:1.2fr 1fr;gap:75px}.cta h2{font-size:37px}.cta p{font-size:14px}.cta .button{background:var(--lime);color:var(--ink)}.disclosure{font-size:12px!important;color:#d8dfcf;margin-top:4px;margin-bottom:25px}.page-heading{padding:75px 48px 45px;max-width:1000px}.page-heading h1{font-size:56px}.split{display:grid;grid-template-columns:1fr 1fr;gap:65px;padding:25px 48px 65px}.split h2{font-size:34px}.panel{background:#e8ebdc;padding:32px}.panel ul{padding-left:20px}.panel li{margin:15px 0}.faq{padding:30px 48px;max-width:1000px}.faq h2{font-size:34px}details{border-top:1px solid var(--line);padding:20px 0}summary{cursor:pointer;font-size:17px}details p{color:var(--muted)}.article{max-width:820px;padding:75px 48px;margin:auto}.article h1{font-size:52px}.article h2{font-size:31px;margin-top:38px}.article .eyebrow{margin-top:30px}.article li{padding:8px 0}.editor-note{margin-top:40px;padding:24px;border-left:3px solid var(--ink);font-size:13px;background:#e9eadf}footer{padding:40px 48px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:30px}footer p,footer span{font-size:12px;color:var(--muted)}footer>div:last-child{display:flex;gap:24px;align-items:center;font-size:12px}.skip{position:absolute;left:-10000px}.skip:focus{left:10px;top:10px;background:white;padding:10px;z-index:20}@media(max-width:850px){header{padding:22px 24px}nav{gap:18px;font-size:12px}.nav-cta{display:none}.hero{padding:55px 24px;grid-template-columns:1fr;gap:35px}.diagram{max-width:600px}.intro,.split{grid-template-columns:1fr;gap:15px;padding:45px 24px 20px}.intro h2{font-size:35px}.steps{padding:30px 24px 45px;gap:24px}.notes-section{padding:40px 24px}.notes{padding:25px 24px 45px;gap:24px}.cta{margin:40px 24px;padding:30px;grid-template-columns:1fr;gap:15px}.page-heading{padding:55px 24px 25px}.page-heading h1{font-size:45px}.article{padding:45px 24px}.article h1{font-size:42px}.faq{padding:35px 24px}footer{padding:30px 24px;display:block}footer>div:last-child{flex-wrap:wrap;margin-top:25px}}@media(max-width:580px){.steps,.notes{grid-template-columns:1fr}.hero h1{font-size:43px}.text-link{margin-left:0;display:block}.diagram{padding:24px}.section-title{display:block}.section-title h2{font-size:34px}.cta h2{font-size:32px}nav{gap:15px}.brand{font-size:15px;letter-spacing:2px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}